PLANNED GIVING
Maximize your impact, minimize your taxes
Thoughtful planning can transform your charitable giving into a powerful win-win. The right gift strategy not only advances our mission—it can also provide you with valuable tax benefits, income opportunities, and the satisfaction of making a lasting difference. Whether you’re looking to support us today or leave a legacy for tomorrow, these giving options offer flexible ways to maximize your impact while meeting your financial goals.Every planned gift tells a story about the values and impact that matter most to a family. I would welcome the opportunity to discuss how your charitable goals can create a lasting legacy through the Vail Valley Foundation.
Interested in learning more?
Contact Vice President of Philanthropy Peter Barclay at pbarclay@vvf.orgAlways consult with a tax professional to see what strategy is most effective for you.
GIFTS THAT HELP NOW
Put your philanthropy to work right away—fueling programs, strengthening families, and responding to urgent needs in our community.
Make a gift of cash or assets such as stocks, bonds, crypto, and real estate, or make gifts from Donor Advised Funds (DAFs) and Foundations
• Income tax deduction
• Capital gains tax exclusion on donated appreciated assets
• Gifts from DAFs and Foundations can fulfill required annual distributions
• Gifts to Youth Power and Eagle River Valley Childcare may qualify for Colorado Child Care Contribution Tax Credit (CCTC)
Transfer IRA funds directly to charity without paying income tax
• Tax -free direct transfers for donors age 701/2 or older
• Counts toward Required Minimum Distribution (RMD)
• Annual limit of $111,000 per person in 2026
Establish a charitable fund that lets you give now and recommend grants to charities over time
• Tax deduction in year of gift
• Contributions can grow tax-free through investment
• Flexibility to support multiple charities over time
• VVF handles all administrative and grant-making duties
• Capital gains tax exclusion on donated appreciated assets
GIFTS THAT HELP LATER
Make a meaningful future impact while prioritizing loved ones today.
Name a charity as a beneficiary of all or part of a will or trust
• Retain control and use of assets during donor’s lifetime
• Provide for family first, charity receives remainder
• Estate tax charitable deduction
• Can be modified during lifetime if needed
Name a charity as a beneficiary of all or part of the plan
• Assets pass directly to charity tax-free
• Charity avoids income tax (which heirs would pay)
• Estate tax deduction for charitable portion
• Preserves other assets for family
Donate a new or existing life insurance policy by naming charity as owner and beneficiary of all or part of the policy
• Create a significant future gift at relatively low cost
• Income tax deduction for cash value of existing policy
• Tax deduction for premium payments on donated policies
• Estate tax savings
GIFTS THAT PAY INCOME
Make a meaningful charitable contribution while receiving dependable payments for life or a set period of time
Make a gift and receive fixed annual payments for life
• Guaranteed fixed income for life
• Partial income tax deduction in year of gift
• Portion of each payment is tax-free
• Capital gains tax exclusion on donated appreciated assets
Create a trust that pays the donor a fixed annual amount for life or up to 20 years, with remainder going to charity
• Fixed annual income
• Immediate partial income tax deduction
• Trust sells appreciated assets with no capital gains tax
• Estate tax savings
• Flexibility to support one or multiple charities
Did you know?
Colorado residents may be eligible for the Child Care Contribution Tax Credit (CCTC), which provides a 50% tax credit on qualifying charitable contributions. This includes some NEW Donor Advised Funds established with the VVF. For example, a $1,000 contribution could generate a $500 Colorado state tax credit in addition to your federal charitable deduction.
